Financing & Affordability
Flexible Spending and Health Savings Accounts
Discover how you can use your Flexible Spending Account or Health Spending Account to pay for your LASIK surgery at LasikPlus.
Flexible Spending Accounts
A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to deduct a percentage of your paycheck and use that money to pay for eligible medical expenses on a pre-tax basis. It’s a good option for employees who expect to incur medical expenses that won’t be reimbursed by regular health insurance plans.
Laser vision correction is an eligible FSA expense under IRS guidelines. Depending on your tax bracket, using an FSA to pay for your laser eye surgery could save you significantly. To find out more, and to learn if your company offers FSAs, speak with your company’s human resources or benefits manager.
It will be important to decide how much of your salary you want deducted from each paycheck — this money is exempt from federal, state and social security taxes. This money will be deposited in your Health Care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account. We suggest you schedule your FREE LASIK Eye Exam to help determine how much money to allocate to your FSA. FSA funds that are not used get forfeited at the end of the year, so it is important to plan appropriately.
Health Savings Accounts
A Health Savings Account (HSA) is a tax-deferred, interest-bearing savings account used to pay for unreimbursed heath care expenses. Unlike Flexible Spending Accounts, HSAs roll over and accumulate year after year if not spent.
Many patients use their HSAs to cover the cost of laser vision correction. To find out more, or to learn if your company offers HSAs, speak with your company’s human resources or benefits manager.
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Copyright© 2012 LCA-Vision, Inc. dba LasikPlus®. All Rights Reserved.
*20/20 vision not guaranteed. Like any medical procedure, there are risks and complications. For details see Frequently Asked Questions or call 1-855-573-2020. Photography contains paid actors, not actual patients. Testimonials are from actual patients.
♦Offer valid for $500 off ($250 per eye) the standard price of treatment. Treatment must be received by 3/31/12. Members of participating medical and vision insurance plans are entitled to either 15% off standard price or $500 off plus an additional 5% off. Not valid with any other offers. Preoperative evaluations may be required for patients seen prior to 9/30/11. Void where prohibited. No coupon required. Offer not valid in Georgia. Offer expires 3/31/12.
Additional Disclaimers click here
Managed Care members are those who are enrolled in a participating health or vision plan. These members are entitled to a discount of either 15% off standard prices, 5% off promotional prices, or special “set prices”, whichever results in the lowest price to the member. These entitlements cannot be combined with other offers or discounts in most cases.
**Military, firefighters, police and teachers are eligible for a 10% discount off the standard price. Proof of employment or membership is required. Treatment must be completed by 12/31/12. Discounts or rewards programs cannot be combined with any other discount, participating health or vision plan discount, rewards program, or offer. Valid at participating locations only. Additional restrictions may apply. Ask your vision center for details.
To qualify for a free LASIK procedure, patients must be an active member with the Wounded Warrior Project. A screener needs to be completed and approved through the Wounded Warrior Project Organization. Once approved, qualified candidates will need to redeem the LasikPlus Wounded Warrior Project® voucher awarded by LasikPlus®.
†Financing Options Guaranteed: Excludes Ft. Lauderdale and Oklahoma City LasikPlus® locations. Financing offer will be based on credit score and may require down payment and/or interest charges.
††CareCredit Requirements: A minimum purchase amount may be required for promotional plans longer than 6 months in duration. On promo purchase balance, monthly payments are required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in 12 months, and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and treated as a non-promo balance. Finance Charges will be accrued at the Purchase APR and assessed from purchase date. Standard terms apply to non-promo purchase and optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to penalty APR. Payments over the minimum will be applied as required by applicable law. As of 2/1/10, APR 24.99% & on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge is $2.00. Subject to approval by GE Money Bank.
1Pre-tax savings calculated at 28% based on total of federal income tax, state income tax and social security tax. Actual savings will vary based on your tax bracket.
i.Surgeons are independent doctors of ophthalmology providing services for LasikPlus®. References in this advertisement to LasikPlus® or LasikPlus® Vision Center are not intended to suggest that LasikPlus® or LasikPlus® Vision Center provide medical services.
ii.FL Residents: The patient and any other person responsible for payment has a right to refuse to pay, cancel payment or be reimbursed for payment for any service, examination or treatment that is performed as a result of and within 72 hours of responding to the advertisement for the free, discounted fee or reduced fee service, examination or treatment. In most states, businesses not exclusively owned by physicians are prohibited from practicing medicine.
iii.Gift Certificates: No minimum purchase. Amount must be in whole dollars. No expiration date. No fees. Not redeemable for cash. Refundable only if unused. Refundable to original purchaser only. Must present a valid ID. Can be redeemed at any LasikPlus® Vision Center. If lost or stolen, call 1-800-688-4550 ext. 326.